The Best Personal Finance Books for Every Age

Anyone can learn something about personal finance, no matter their age. Financial literacy is a lifelong quest, and even experts still have something to learn. If you want to brush up on your money management skills or learn about budgeting, investing, or retirement, there’s a book out there for you. Here’s a list of the best personal finance books for every age.

Kids

• “Lemonade in Winter: A Book About Two Kids Counting Money” by Emily Jenkins & G. Brian Karas

  • Cost: $16.99
  • This picture book is perfect for younger children, teaching them the basics of budgeting and entrepreneurship through the story of two siblings who set up a lemonade stand.

• “How to Turn $100 into $1,000,000: Earn! Save! Invest!” by James McKenna, Jeannine Glista & Matt Fontaine

  • Cost: $12.95
  • It’s never too early to start teaching your child good financial habits. This book offers lessons on saving, investing, and making money, giving kids a millionaire’s mindset.

Teenagers

• “O.M.G.: Official Money Guide for Teenagers” by Susan Beacham & Michael Beacham
  • Cost: $12.95
  • This guide helps teens navigate big financial decisions, from getting their first job to planning for college. It’s filled with helpful infographics and charts, covering topics like budgeting, credit cards, and insurance.

20s

• “The Little Book of Common Sense Investing: The Only Way to Guarantee Your Fair Share of Stock Market Returns” by John Bogle

  • Cost: $24.95
  • Written by the founder of the Vanguard Group, this book provides the basics of investing without getting too complex, making it a great starting point for young adults with money goals like retiring early or buying a home.

• “The Millionaire Next Door: The Surprising Secrets of America’s Wealthy” by Thomas Stanley & William Danko

  • Cost: $22.95
  • This book breaks down the seven common habits of the wealthy, revealing that most millionaires are frugal and built their wealth slowly rather than living in luxury.

30s

• “The Broke Millennial: Stop Scraping By & Get Your Financial Life Together” by Erin Lowry

  • Cost: $15
  • For those struggling with debt or just starting to save in adulthood, this book is a great resource for learning the basics of money management and eliminating debt.

• “ChooseFI” by Brad Barrett, Jonathan Mendonsa & Chris Mamula

  • Cost: $14.99
  • This guide to the Financial Independence Retire Early (FIRE) movement covers how to reduce expenses, get rid of debt, and build passive income, making it perfect for those looking to break free from the daily grind.

40s & 50s

• “The Dumb Things Smart People Do With Their Money” by Jill Schlesinger

  • Cost: $25
  • Schlesinger’s book is for those who’ve been managing money for a while but still aren’t saving as much as they’d like or keep making financial mistakes. It offers insights into how our brains can get in the way of financial freedom.

• “Age-Proof: Living Longer Without Running out of Money or Breaking a Hip” by Jean Chatzky & Michael Roizen

  • Cost: $17.99
  • This book links health and wealth, providing advice on how to maximize your remaining working years financially and physically, making it a great read as you approach retirement.

Retirees

• “How to Make Your Money Last: The Indispensable Retirement Guide” by Jane Bryant Quinn

  • Cost: $17
  • For those who’ve retired with money in the bank, this book offers advice on how to stretch your assets over many years, helping to ensure that you don’t outlive your savings.

• “Get What’s Yours: The Secrets to Maxing Out Your Social Security” by Laurence Kotlikoff, Philip Moeller & Paul Solman

  • Cost: $20
  • This book tackles the complexities of Social Security, providing tips on how to get the most out of your benefits through compelling stories and easy-to-digest advice.

Description: A collection of personal finance books suited for different ages, offering valuable financial lessons at every stage of life.