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Business Insurance for Lawn Care Professionals
Save money by comparing lawn care business insurance quotes
Employee illness caused by pesticide use or a lawsuit claiming property damage from a lawn treatment could sink your small business. Protect it with insurance for lawn care professionals
What types of insurance do lawn care businesses need?
These policies provide coverage for the most common lawn care risks.
General liability insurance
This policy covers basic lawn care risks, such as lawsuits over accidental property damage. Bundle it with property insurance for savings in a business owner's policy.
BEST FOR
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Slip-and-fall accidents
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Damaged customer property
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Libel or slander lawsuits
Commercial auto insurance
This policy covers vehicles owned by a lawn care business. It pays for injuries and property damage after an accident, along with theft, weather damage, and vandalism.
BEST FOR
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Car accidents
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Vandalism and theft
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Weather damage
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for lawn care businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
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Employee medical expenses
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Missed wages
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Legal costs
Contractor’s tools and equipment insurance
This policy helps pay for repair or replacement of a lawn care contractor’s lawn mowers, weed whackers, and other tools if they are lost, stolen, or damaged.
BEST FOR
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Equipment less than five years old
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Mobile equipment
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Small tools
How much does insurance cost for lawn care and landscaping professionals?
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Several factors will have an impact on insurance costs, including:
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Landscaping services offered
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Business equipment and property
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Revenue
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Location
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Number of employees
Why do lawn care businesses need insurance?
Running a lawn care business is both rewarding and risky. Hazardous equipment, chemicals, and work vehicles with trailers place you and your employees at higher risk for injuries and lawsuits. Fortunately, lawn care insurance can help you stay in business when facing legal and financial losses.
